SHIP Rates & Billing
Highmark Student Health Insurance Plan Rates
2024-2025 Annual Premium RatesCoverage August 1, 2024 - July 31, 2025 |
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Dental Plan (optional) |
Vision Plan (optional) |
||
Student Only | $2,697 | $204.64 | $59.52 |
Student and Partner or Child |
$5,349 | $343.72 | $116.16 |
Student and Partner and Child | $8,001 | $515.32 | $172.68 |
Student and Children | $8,001 | $515.32 | $172.68 |
Student and Partner and Children | $10,653 | $515.32 | $172.68 |
Spring 2025 Premium Rates
Spring 2025 Premium RatesCoverage January 1 - July 31, 2025 |
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Dental Plan (optional) |
Vision Plan (optional) |
||
Student Only | $1,592 | $121.04 | $35.97 |
Student and Partner or Child |
$3,139 | $202.17 | $69.01 |
Student and Partner and Child | $4,686 | $302.27 | $101.98 |
Student and Children | $4,686 | $302.27 | $101.98 |
Student and Partner and Children | $6,233 | $302.27 | $101.98 |
SHIP Fees & Student Accounts
- During Open Enrollment, a placeholder charge for the CMU SHIP is posted on your student account, but does not indicate a SHIP enrollment.
- Students who do not enroll in or waive the SHIP during Open Enrollment will be auto-enrolled in the individual medical SHIP, and the charge will remain on their account.
- Questions about charges on your student account, invoices or payments should be directed to Student Financial Services.
Monthly Payment Option
CMU offers a monthly payment option that allows you to pay your insurance premium in nine monthly payments (September - May). This option is only available during fall enrollment. If you already use this option for your tuition and fees, you can add your health insurance premium to your plan.
Questions should be directed to Student Financial Services.
Medical Billing
If you are enrolled in the SHIP and receive care at UHS, many of the fees for our services will be covered by the plan.
If you have outside insurance and receive care at UHS, you will need to submit an itemized statement (available in HealthConnect) to your insurance company for reimbursement. You should call the member services phone number on the back of your insurance card for further instructions on how to submit your claim.
If you see a provider, need testing, or have a hospital visit outside of UHS, you may receive a bill. If you have the SHIP, we strongly encourage you to register with Highmark, where you can track your medical claims and access your Explanations of Benefits.
For questions about how to pay a medical bill, visit the Frequently Asked questions page.
How to Submit a Claim to the SHIP for Reimbursement
Claim forms can be found in the Highmark forms library. Select the Tips icon for instructions on how to file each claim. Once filed, you can track your claims on your Highmark portal:
- Medical Claims: Use the Member Submitted Health Insurance Claim Form.
- Dental Claims: Use the Member Dental Claim Form.
- Vision Claims: Use the Direct Reimbursement Claim Form.
- Prescription Claims: Use the Prescription Drug Reimbursement Form or Specialty Drugs Form.